HCSTC OÜ -

HCSTC OÜ - hcstc HCSTC and the promotion of irresponsible borrowing behaviour Page 4 Trivialisation in short-term high-cost credit advertisements Advertising Guidance: hcstc Background 2 Proposed structure for PCW guidelines A Optimal method to drive HCSTC customers to PCW B Possible system rules C Benefits of structure

hcstc We reviewed our HCSTC rules in 2017 We found that the 760,000 borrowers in this market have saved around £150m per year Our reforms have led

hcstc The HCSTC market in the UK has shown huge growth over the past five years The cash and pay day loan market is now Further, the financial market witnessed a proliferation in HCSTC providers, who enjoyed a period of lax regulation and provided a much-needed service They